📞 (972) 653-0554
Eric Peterson, Mortgage Loan Originator · NMLS #620962 The Lending Dad · Powered by NEXA Lending — NEXA Mortgage, LLC dba NEXA Lending · NMLS #1660690
Free · No Credit Pull · 60 Seconds

Start Your Mortgage Readiness Check

Tell me a little about your goal and I'll personally map out where you stand and your next smart step. No pressure, no jargon, no call centers — just straight answers from the Lending Dad.

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Know where you stand
What you'd likely need to buy, in plain English.
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Get your next step
Exactly what to do now — whether that's today or six months out.
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Talk to a real human
Me, Eric. I explain it like I'd explain it to my own kid.

Planning a purchase? Here's what we'll work through

  • A total monthly payment you're comfortable with, not just principal and interest.
  • Down payment and cash to close, so there are no surprises at the closing table.
  • Taxes, insurance, HOA and mortgage insurance where they apply, each counted.
  • Seller concessions versus a lower price, and which does more for your situation.
  • Buying while you still need to sell your current home.
  • Gift funds or family help, when the program allows it and it's documented properly.

You don't need a full financial questionnaire to ask a question. A few basics are enough to start. Try the full-payment calculator any time.

★★★★★ 5-Star Rated Best of D Magazine Licensed TX · CA · FL · OK · AR Equal Housing Lender

Tell me a little about you

Quick & free. This is not a credit pull or an application.

What happens next: this is a readiness request, not an application. It goes to Eric, who reads it himself and replies by email or phone with a plain-English read on where you stand and the next step. Need to correct something after sending? Reply to Eric's email or call/text (972) 653-0554.

By submitting, you agree Eric Peterson / NEXA Lending may contact you by phone and email about your inquiry. This is not an application or a commitment to lend, and includes no credit decision. Equal Housing Lender · NMLS #620962 / #1660690.

Ready to start the secure application now? Go straight to the application →

Not sure where to begin? Chat with the Lending Dad Assistant.