I'm Eric Peterson — the Lending Dad, a licensed mortgage loan originator (NMLS #620962) with NEXA Mortgage, LLC. I'm based in North Texas and work with families throughout Dallas–Fort Worth and across TX, CA, FL, OK & AR. My process is built to keep you informed at every step, reduce surprises, and avoid unnecessary delays. And once you're home, I help you keep it running with my directory of trusted local pros.
Already ready? Start your secure application →
Eric PetersonNMLS #620962
A couple of things almost everyone wants to know — answered right here.
I've built a curated directory of trusted local home service providers — plumbers, painters, electricians, HVAC, lawn care, and more — recommended for the homeowners I've worked with and open to everyone.
Think of it like an Angie's List, but hand-picked by your lender. Every pro is here because they do good work for good people.
Browse Home Pros →Leaks, water heaters, repipes
Interior & exterior pros
Licensed & insured
Keep the curb appeal up
Written by Eric Peterson, Mortgage Loan Originator (NMLS #620962). No rates, no hype — just how the programs work.
How a one-time close works, why the builder must be VA-registered, and the no-payments-during-construction rule.
Which streamline applies to your loan, the 210-day seasoning rules, and what neither one can do.
The 80% limit, the 2% fee cap, the 12-day notice and the rest of the Texas homestead rules, explained.
How a rental qualifies on its own income, what goes into the ratio, and why strong rent can still miss a lender's number.
I break down loan programs, products, income documentation, and homebuyer tips on social media — no jargon, just straight talk you can actually use.
"Eric was extremely helpful in keeping us informed as we lived in Utah. His attention to detail calmed our hectic pace and stress."
"As a first time home buyer, Eric made me feel very comfortable. He was there every step of the way and even came to closing with me."
"Eric has now assisted us with our last two house purchases. He simplifies the process and connects you with all the right people."
Individual experiences may vary. Testimonials are not a guarantee of loan approval, terms, timing, or results.
Rate updates, homeowner tips, and new pros added to the directory.