Online · Self-Directed · Available 24/7
Your home equity doesn’t keep business hours.
You can start a secure home equity line of credit application online in about five minutes — day, night or weekend. The application is self-directed, so there is no appointment required and nobody has to call you first.
⏱About five minutes to applyA short online application you complete yourself.
🌐Open whenever you areMidnight, Sunday morning, on your lunch break. It doesn’t matter.
🔒Secure and self-directedYou stay in control of the process. No appointment required.
🤝A real human on the other endMe, Eric. If you get stuck or want it explained in plain English, I’m here.
★★★★★ 5-Star Rated
Best of D Magazine
Licensed TX · CA · FL · OK · AR
Equal Housing Lender
What you should know before you start
Subject to approval, eligibility, property review and applicable waiting periods. Timing varies. A HELOC is secured by your home.
- A HELOC is secured by your home. Your home is the collateral. If you cannot repay the line, you could lose it.
- Nothing here is an approval. Every application is subject to approval, eligibility, verification of income and employment, a property review and applicable waiting periods.
- No rate, credit limit, payment or funding amount is promised on this page, and starting an application is not a commitment to lend.
- Timing varies. Any timeline you see quoted is a best case for a qualifying file, not a promise about yours. Texas homestead home equity transactions are subject to additional state and federal waiting periods.
- If you purchased the home or the title was transferred to you within the last 90 days, you are not currently eligible for a NEXA Mortgage, LLC home equity line of credit.
- Checking your rate uses a soft credit inquiry that does not affect your credit score. If you continue and submit a full application, a hard credit inquiry may be required and may affect your credit.
- The NEXA Home Equity Line is available in Texas, Oklahoma and Arkansas, among other states. It is not available in New York.
- How the NEXA Home Equity Line works: the full line amount (minus the origination fee) is drawn at origination at a fixed rate. As you repay, you may make additional draws during the draw period; each additional draw is priced on the date of the draw from an index (the Wall Street Journal Prime Rate) plus a fixed margin, so a later draw may carry a higher rate than the first.
