Free Tool

Mortgage Calculator

Estimate your full monthly payment — principal, interest, taxes, insurance, PMI, and HOA. Adjust the numbers to see what fits your budget.

Loan details

Home price

Down payment

Down payment %

Interest rate

Loan term

Property tax (per year)

Home insurance (per year)

HOA (per month)

PMI rate (per year, if <20% down)

PMI is automatically included only when your down payment is under 20%.

Estimated monthly payment

$2,528/mo

Principal & interest$0

Property tax$0

Home insurance$0

PMI$0

HOA$0

Loan amount$0

Down payment$0

Total interest over loan$0

Total of all payments$0

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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, taxes, insurance, and PMI vary by lender, location, credit profile, and loan program. Contact Eric for a personalized quote. Equal Housing Opportunity · Powered by NEXA Lending LLC.