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Free Tool

Mortgage Calculator

Estimate your full monthly payment — principal, interest, taxes, insurance, PMI, and HOA. Adjust the numbers to see what fits your budget.

Loan details

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PMI is automatically included only when your down payment is under 20%.

Estimated monthly payment

$2,773/mo
Principal & interest$2,023
Property tax$600
Home insurance$150
Loan amount$320,000
Down payment$80,000 (20.0%)
Total interest over loan$408,176
Total of all payments$728,176
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This calculator provides estimates for informational purposes only and is not a loan offer, pre-approval, or commitment to lend. Actual rates, payments, taxes, insurance, and PMI vary by lender, location, credit profile, and loan program. Contact Eric for a personalized quote. Equal Housing Opportunity · Powered by NEXA Lending LLC.