📞 (972) 653-0554
Eric Peterson, Mortgage Loan Originator · NMLS #620962 The Lending Dad · Powered by NEXA Lending — NEXA Mortgage, LLC dba NEXA Lending · NMLS #1660690
No Application · No Credit Pull · No Obligation

Should you actually refinance?

Maybe. Maybe not. Tell me what you're trying to accomplish and I'll take a look personally. This isn't a loan application and there's no obligation — sometimes the right answer is simply: "You're in a good spot — don't change anything."

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A real review, by a real person
I look at your situation myself — not an algorithm, not a call center.
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Every direction on the table
Lower the payment, shorten the term, use equity, drop mortgage insurance, sell — or do nothing.
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Honest take
If changing nothing is your best move, that's exactly what I'll tell you.

Mostly want cash for a project or to pay down other debt, and you like your current rate? Compare home equity options that leave your first mortgage alone →

★★★★★ 5-Star Rated Best of D Magazine Licensed TX · CA · FL · OK · AR Equal Housing Lender

Should I take another look at your mortgage?

Answer a few quick questions and I'll review it personally. No application required.

What happens next: you're asking Eric to look at your current mortgage. He reads each request himself and replies by email with whether a refinance looks worth pursuing and what he'd need to confirm it; nothing here is a quote or an approval. To correct something after sending, reply to his email or call/text (972) 653-0554.

By submitting, you agree Eric Peterson / NEXA Lending may contact you by email about your inquiry. This is not an application or a commitment to lend, and includes no credit decision. Equal Housing Lender · NMLS #620962 / #1660690.